:root{--blue:#1474b8;--navy:#123d61;--ink:#243443;--muted:#617181;--line:#dbe5ec;--soft:#f4f8fb}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;color:var(--ink);font-family:Inter,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;font-size:16px;line-height:1.65;background:#fff}
a{color:#0c67a6}
a:focus-visible{outline:3px solid #f2b544;outline-offset:3px}
.legal-header{border-bottom:1px solid var(--line);background:#fff}
.legal-nav{max-width:1120px;margin:auto;padding:18px 24px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand{font-size:1.35rem;font-weight:800;color:var(--navy);text-decoration:none;letter-spacing:-.02em}
.back{font-weight:700;text-decoration:none}
.legal-hero{background:linear-gradient(135deg,var(--navy),var(--blue));color:#fff}
.legal-hero-inner{max-width:900px;margin:auto;padding:56px 24px 50px}
.eyebrow{margin:0 0 8px;font-size:.82rem;font-weight:800;letter-spacing:.1em;text-transform:uppercase;opacity:.9}
.legal-hero h1{margin:0;font-size:clamp(2rem,5vw,3.25rem);line-height:1.1;letter-spacing:-.035em}
.legal-content{max-width:900px;margin:auto;padding:48px 24px 64px}
.legal-content h1{margin:2.4rem 0 .7rem;color:var(--navy);font-size:1.7rem;line-height:1.22}
.legal-content h2{margin:2.2rem 0 .65rem;color:var(--navy);font-size:1.55rem;line-height:1.25}
.legal-content h3{margin:1.65rem 0 .5rem;color:var(--navy);font-size:1.18rem}
.legal-content p,.legal-content li{max-width:78ch}
.legal-content li+li{margin-top:.45rem}
.legal-content table{width:100%;border-collapse:collapse;margin:1.5rem 0;display:block;overflow-x:auto}
.legal-content th,.legal-content td{border:1px solid var(--line);padding:12px 14px;text-align:left;vertical-align:top}
.legal-content th{background:var(--soft);color:var(--navy)}
.site-footer{border-top:1px solid var(--line);background:var(--soft)}
.footer-inner{max-width:1120px;margin:auto;padding:24px;display:grid;grid-template-columns:1fr auto;align-items:center;gap:18px}
.company{font-size:.9rem;color:#4c5e6e}
.company strong{display:block;color:var(--navy);font-size:1rem}
.phone{white-space:nowrap}
.footer-links{display:flex;justify-content:flex-end;flex-wrap:wrap;gap:8px 18px;font-size:.88rem}
.footer-links a{font-weight:700;text-decoration:none}
.copyright{grid-column:1/-1;padding-top:14px;border-top:1px solid var(--line);font-size:.78rem;color:#647584}
@media(max-width:700px){.legal-nav{padding:15px 18px}.legal-hero-inner{padding:40px 20px 36px}.legal-content{padding:34px 20px 46px}.footer-inner{grid-template-columns:1fr;text-align:center}.footer-links{justify-content:center}.copyright{grid-column:auto}.phone{white-space:normal}}
@media print{.legal-header,.site-footer{display:none}.legal-hero{background:none;color:#000}.legal-hero-inner,.legal-content{max-width:none;padding-left:0;padding-right:0}}